We Are Helping Secure & Manage Your Loans Since 1999 in Alabama

Quality First Financial is a trusted loan company in Alabama. We offer personalized financial solutions that fit your needs. Let us connect you with the right loan option today!

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Trusted By Millions

Years Experience
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Over the past 25 years, we’ve built a reputation for integrity, transparency, & customer service.

Who We Are

Opening Doors to Smart Financial Solutions!

As a leading loan provider in Alabama, we bring expertise and dedication to every client relationship.

Our Ardmore-based team is committed to helping you reach financial goals through personal loans, auto loans, and refinancing options, with over 2 decades of experience connecting consumers to upmarket loan services.

Our Simple 3 Steps Loan Process in Alabama

Apply Online/In-Person

Begin your journey by filling out our quick and easy loan application. Whether you prefer to apply online or visit our office in Ardmore, Alabama.

Get Approved Fast

Our team works efficiently to review your application and provide approval within hours. No lengthy waits or complicated paperwork

Receive Your Funds

Once approved, your funds will be ready quickly, often on the same day! Use your loan to make a purchase, or take care of unexpected emergencies.

Start Building a Better Financial Future Today

We’re committed to providing personalized solutions, competitive rates, and a stress-free experience to help you secure the future you deserve.

What We Offer​

Flexible & Simple Loan Plans for Every Need!

We understand that every individual has unique financial goals. Whether purchasing a car, consolidating debt, or covering unexpected expenses, our adaptable loan plans are designed to fit your needs and budget seamlessly.

17K

Loans Approved

Let us help you take the next step toward a brighter financial future.

Our Loan Solutions

Navigate Your Financial Needs with Ease & Confidence

We’re here to provide tailored loan options to suit your goals. Explore solutions designed for flexibility, convenience, and affordability, from personal loans to auto loans.

Personal Loans

Get access to funds quickly for emergencies, consolidating debt, or fulfilling personal goals.

Auto Loans

Drive away with ease using competitive auto loan rates for new or used vehicles.

Signature Loans

Secure funds with just your signature, no collateral is required.

Refinancing

Save more by refinancing your existing loans at better rates.

Best in Alabama

Your Trusted Loan Partner, Every Step of the Way

Years Of Experience
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Satisfied Clients
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Loans Funded
$ 0 M+
Client Satisfaction
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Why Choose Us

Your Financial Partner for Life

We’re committed to providing personalized solutions that put you on the path to success. Here’s why our customers trust us.

Competitive Rates

Get the best loan rates in Alabama personalized to your needs, flexibility, and affordability.

Fast Approvals

We provide quick approvals so you can access funds when you need them most.

Free Consultations

Free consultation to explore your options and find the right solution for your goals.

Our Experienced Team

Steve Hargrove

President

Adam Derrick

Vice President

Carol McGuire

Office Manager

Appointment

Let's Talk with a Loans Specialist

We’re here to make your financial journey smooth, easy, and stress-free, so you can focus on what truly matters.

Get dedicated support from our loan specialists who will walk you through the entire process.

We offer you competitive rates with no hidden costs or any hidden fess. Honesty is our priority.

We’ve been proudly serving Alabama for 25+ years with a commitment to your financial success.

Make an Appointment

Ready to take the next step? Schedule a free consultation today to discuss your loan options!

Testimonials

What our clients say about us

We pride ourselves on delivering exceptional service and creating lasting relationships with our clients.

Quality First Financial made me feel valued and heard. They tailored a loan that perfectly fit my needs and helped me through a tough financial spot. Their customer service was outstanding, and I’ll definitely return in the future.

Michael R Huntsville, AL

I was nervous about applying for a loan, but they walked me through everything with such professionalism and care. The rates were competitive, and the process was incredibly smooth. I couldn't recommend them more!

Jessica T Ardmore, AL

The staff at Quality First Financial are fantastic. They explained all the loan terms clearly and made sure I felt confident every step of the way. I’m so grateful for their help in securing the funds I needed.

Harold K. Montgomery, AL

Fast. Easy. Secure

Take Control of Your Finances Today

Don’t let financial stress hold you back any longer. With our quick and hassle-free application process, you’re just a few clicks away from the funds you need to achieve your dreams. Let us help you take the next step with confidence!

F. A. Q's

Frequently Asked Questions

We know that choosing the right loan can raise a lot of questions. We’re here to provide clear answers to help you make informed decisions.

Here are some of the most common questions we receive

We offer a variety of loan services, including small loans, auto loans, ATV/boat/camper loans, refinancing options, and online loans. Our diverse range of loan products ensures that we can meet your specific financial needs, whether you're making a big purchase or need extra cash for unexpected expenses.

We offer a variety of loan services, including small loans, auto loans, ATV/boat/camper loans, refinancing options, and online loans. Our diverse range of loan products ensures that we can meet your specific financial needs, whether you're making a big purchase or need extra cash for unexpected expenses.

To apply for a loan, you’ll need to provide some basic information, including identification, proof of income, and any relevant financial details. Our application process is straightforward, and our team is here to help guide you through every step.

Yes! We offer a convenient online application process that allows you to apply for a loan anytime, anywhere. Our online platform is easy to use, and you can complete your application in just a few minutes.